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Experiencing storm damage is daunting enough, and having your insurance claim denied only adds to the stress. Don’t panic. This article will help you understand why storm damage claims are often denied, and offer a step-by-step guide on what you can do if you find yourself in this situation.

Common Reasons for Storm Damage Claim Denial

Before diving into the steps to take after a denial, it’s essential to understand the common reasons why insurance companies may deny storm damage claims.

Incorrect Filing

One of the primary reasons for claim denial is incorrect filing. This could be due to inadequate information, missed deadlines, or errors in the paperwork.

Pre-Existing Damage

Insurance companies may refuse your claim if they believe the damage was pre-existing or the result of poor maintenance rather than the storm.

Policy Exclusions

Every insurance policy has exclusions. If your damage is caused by an event or circumstance not covered in your policy, the claim may be denied.

Steps to Take After Your Storm Damage Claim is Denied

Step 1. Understand the Reason for Storm Damage Claim Denial

First, understand why your claim was denied. This should be detailed in the denial letter from your insurance company. Understanding the reason for denial can help guide your next steps.

Step 2. Review Your Insurance Policy

Review your policy carefully. Ensure that you understand all the terms, conditions, and exclusions. If you find ambiguity or believe the claim should be covered, it might be time to seek legal help.

Step 3. Collect Evidence

Gather all available evidence that supports your claim. This might include photos or videos of the damage, receipts for property repairs, weather reports from the date of the storm, and any other relevant documentation.

Step 4. Consult with a Storm Damage Insurance Claim Lawyer

If your appeal is also denied, it might be time to consult with an experienced storm damage insurance claim lawyer, such as those at Palker Law Firm. A skilled lawyer can review your case, help you understand your options, and fight for the compensation you deserve.

Storm Damage Claim Denied? Call The Storm Damage Lawyers At Palker Law Firm Today!

Having your storm damage claim denied can be a frustrating experience, but remember, you have options and resources available. At Palker Law Firm, we specialize in storm damage insurance claims and have helped countless homeowners successfully navigate the claim process, securing the compensation they need to repair their homes and move forward. We understand the tactics insurance companies may use to deny or undervalue your claim, and we’re prepared to fight for the compensation you rightfully deserve.

If you’ve experienced property damage due to this recent thunderstorm, reach out to Palker Law Firm today. Our team of experienced storm damage attorneys is ready to help you turn claim denials into dollars. You don’t have to face this storm alone – let Palker Law Firm stand with you. Call 1-866-352-1832 for your FREE and FAST consultation, today!

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